Insurance is confusing, and it can be hard to tell what kind of coverage you have or need to protect yourself and your personal property. Insurance policies are CONTRACTS, and you should know the TERMS and CONDITIONS of your insurance policies and understand where you are covered and where you may be exposed.

Don’t worry. We’ve got you covered. Schedule an appointment with Student Legal Services for help with your insurance questions.

Automobile insurance

It’s a crime to drive without insurance in Indiana. The minimum coverage required does not protect you or your property. If you want your injuries and vehicle covered, prioritize opting for personal coverage.

Check your coverage if you use your personal vehicle for work. Most personal insurance policies EXCLUDE coverage while you are using your car for work, and most employers don’t maintain coverage to protect employees and their personal vehicles. To ensure you’re covered, talk to your insurance agent, or have your parents review their policy. If the policy doesn’t cover your vehicle for work, request this additional coverage.